MKW Insurance Group
Self-Employed Health Insurance
Save up to $3,200/year with the self-employed health insurance tax credit
Free quote in 2 minutes – no obligation, no cost
Free quote in 2 minutes – no obligation, no cost
Get Health Coverage That Works for Your Business
As a freelancer, contractor, or 1099 worker, you don’t have an employer to provide health insurance. But you do have options — and big tax savings.
How does it work?
( Hint - it's easy! )
At MKW Insurance Group, we help self-employed professionals like you get:
- Affordable health plans (as low as $250–$400/month)
- Family coverage for spouses & kids
- Tax credits that reduce your premium by up to 50%
- Bundled payroll + workers’ comp (one-stop shop)
How the Self-Employed Health Insurance Tax Credit Works (2025 Update)
The IRS Section 162(l) deduction lets you deduct 100% of your health insurance premiums — even if you don’t itemize.
Why Choose MKW for Your Freelancer Health Insurance?
See how I’ve helped others achieve their best.
No medical underwriting – pre-existing conditions covered
You won’t face health questions or denials. Whether you have diabetes, a past injury, or ongoing treatment, your coverage starts Day 1 with zero exclusions. No waiting periods, no surprises — just real protection when you need it most.
Family coverage for spouses & dependents
One plan covers you, your spouse, and kids under 26 — all under a single premium. Add dental, vision, or pediatric care with no extra hassle. Keep your family protected without juggling multiple policies.
Tax credits based on income (even if you’re between gigs)
Your 2024 or projected 2025 income determines your subsidy — not your best year. Had a slow quarter? Still qualify. Credits apply monthly, slashing your bill instantly (up to $1,200+/month for families). Plus, deduct 100% of premiums on your taxes for double savings.
Why Choose MKW for Your Freelancer Health Insurance?
As a freelancer, contractor, or 1099 independent pro, navigating health insurance can feel like a full-time job on top of your actual work. You need coverage that's affordable, flexible, and tailored to irregular income—without the hassle of endless calls or generic advice. That's where MKW Insurance Group shines. We're not just another broker; we're your dedicated partner in securing benefits that fit your hustle, backed by expertise in self-employed needs like tax credits and bundled services.
Kendy